How does uninsured motorist coverage work?

I was in a car accident, and the other driver was at fault. The other driver is not listed on her vehicle's insurance policy, and I've been told by her insurance company that they may deny coverage, because she's a member of the car owner's household. Where does that leave me? I don't have comprehensive coverage on my car. So do I need to sue her for the damage? Or can I file an uninsured motorist claim?

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How does uninsured motorist coverage work?

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Which is the best policies for Life Insurance and Health Insurance ?

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Did Insurance Companies increase their premiums in the U.S. for all customers (regardless of location) after Hurricane Katrina? If they did, is this a common practice? Don't insurance companies ever lose?

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How much does Homeowners Insurance cost?

Whats a good estimate for how much my homeowners insurance would be if I'm a first time buyer, my home is around 300,000. and I have good credit, plus the home is in a brand new developement. I just want an estimate. Thanks.

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My husband and I got information on Mortgage Life Insurance which basically is kind of like Life Insurance I guess and pays off your mortgage if someone dies. For example, our house is $180,000 and I die in 10 years and the mortgage balance is $80,000 then my husband still gets the original $180,000. He can use this to pay off the mortgage plus have money left over and use for whatever. This sounds like a great deal to get but I want to get other people's opinions who know information on this. It is called Forester Mortgage life insurance. Also, what is the difference between this and regular life insurance? Is regular life insurance better? Thanks!

Massachusetts auto tax, insurance rates?

If owning a family sedan, What are the typical annual rates in MA for (1) insurance (2) vehicle tax (registration ?)

Car insurance question...?

I am currently driving my father's car. The insurance for the car is under his name, so the proof of insurance has his name on it. I have no idea if i myself am supposed to have insurance or not. Am i driving legally? If not, tell me what i can do to be able to. I am 16 and my father and I both live in Florida.

Getting braces...switching insurance?

Hi I am thinking about getting braces...but I may be switching insurance providers. Right now, I have this discount plan that gives discounts on medical, vision and dental services or costs called Ameriplan. But I am getting married in a year and my husband/fiance is in the military so I will be switching to his healthcare insurance, which I believe is Tricare. If I switch insurance companies will my new insurance(tricare) providers care for my braces even though it was preexisting? I do not mean that cost, I only mean the exams, the tightening that needs to be done with braces and etc? Thanks.

Meeting deductibles on health insurance?

okay so i am looking at the blue cross blue shield family plan in texas and for us three it costs $164 a month with a $2500 deductibile and then they pay 80% of the costs. So my question is, what does the deductible mean? sorry i come from free healthcare in the UK so I'm not used to paying for medical insurance. How does one meet a $2500 deductible before the insurance company can start paying for the rest of the medical stuff?? Is it met by constant hospital visits? doc visits? constant lab and xray tests?

Insurance on my boyfriend's car?

I recently got my license and haven't gotten a car yet. Since my boyfriend has two vehicles I am planning on using his car for work. He has liability on the car but I don't have any insurance and his insurance agent isn't sure if we can be on the same policy if we're not living together. Will I have to get my own insurance or is there anyway I can be covered by his policy? Please help! Any advice on the cheapest way to do this is appreciated. Thank you!

Do insurance companies rate based on points or violations??

I am 23 and have no points on my licence. I live in maryland and i was pulled over in virginia for speeding and recived a 'failure to obey a highway sign' violation. The officer said he gave me that cause it was a lesser fine, i think it was B.S. cause he didnt have me on radar (i asked to see the radar becase he said i was going 75 in a 65, i felt i was going 70 max.. he said they arent supposed to lock in the speed int he radar but that is a different issue) I contacted a rep from the MVA and he said no points would transfer to my driving record, but the violation would go on my record carrying no points. My question is, do the insurance companies look at just the points on your licence, or do they look at the violation even if there are no points. Also, about 2 years ago I got a ticket for speeding and i went to court and they dropped the points and declinded the fine a little. Im assuming this is on my record as well, but carried no points, would this effect rates as well

About coupe car insurance.?

I'm thinking of buying an coupe car. People say coupe car have very high insurance fee. Do you know where to check each car's insurance price? I also heard different age has different price, and older the cheaper. So if we have insurance this coupe as mom who is 50 year old would it be cheaper than me who is 18 year old? how much does it get cheaper if I never get in accident or get violation ticket? If you can, can you recommend me cheap coup car? Thank you.

Car insurance decreases, when? 26 yrs old?

I started driving when I was 22 years old, and never had an accident. Right now, I'm 26. I pay $116/month for insurance, which I think is kinda high. The vehicle I drive is a 2006 Hyundai Eantra. Car insurance is: Erie Insurance http://www.erieinsurance.com/

Homeowner's and Auto Insurance?

We've been with Allstate for home and auto insurance for over 30 years, and they have recently starting screwing with us about renewing out Homeowner's insurance. We're pretty sure they are nitpicking about things because they are not writing new policies for Californians, but are keeping existing customers for now. Anyway, I went to the Auto Club this morning and got quotes from them for Home and Auto Insurance and their prices are much better than Allstate's. What I want to know is anyone's experience with AAA insurance. Are they a good company to insure with, any problems, etc? Thank you for any information you can provide.

How does uninsured motorist coverage work?

https://www.linkedin.com/pulse/compare-multiple-auto-insurance-quotes-audrey-walkman/